Insurance inspector came out today to look at the damage. He said the situation is a bit complicated because part of the damage was due to an ongoing maintenance issue and part of it was due to an emergent issue, and insurance only covers the emergent issue. He thinks that he can at least get me coverage for replacing the sink cabinet and all of the water mitigation, at least, and also since my house is without running water, the insurance company is putting me in a fancy hotel for a week. I’ll still probably be driving back to my house to work, though (as well as making sure my cats are okay), and fortunately I have a port-a-potty and a portable foot-pumped sink for that stuff.
Also, post-leak-dryup it became pretty obvious that the fiberglass in the ceiling wasn’t put there by a previous owner to mark/plug the leak, but was actually pulled down over time by the ongoing leak. So that must have been going for much longer than I realized.
The housing person said I could also take my cats to the hotel with me if I want but that seems like it’d cause more problems than it’d solve.